Low Interest Rates and Great Loan Programs!

(updated 07/20/2010)

With all the changes in the mortgage industry, it's wonderful to still be able to offer my clients incredibly low rates and some great loan program, both purchase AND refinancing loans.

100% programs DO exist! Both the VA and Idaho Housing programs offer 100% financing. It's great to see the smile on my clients face when they are approved in 2 days and ready to close in 3 weeks, and sitting on the patio of their new home soon after!

Value Dropped? If you're like most of us, myself included, the value of your home has suffered some minor and major hits. If you've have just ONE loan on the property, no mortgage insurance, call me and lets talk about the DU Refi PLUS program. It allows you to get a loan up to 95% of the current value and NOT pay mortgage insurance. In fact, you get conforming rates! It would be a shame to not take advantage of the great rates we are experiencing.

Tough Credit Issues? Most of us, at some point in our lives, have missed a payment or had some issue that "dinged" our credit. I would be happy to work with you and discuss what you can do to bring up your credit score enough to buy that new home, at today's great prices!

Give me a call today at 208-514-3170 (I forward that to my cell when I'm not in the office) and let's get you pre-approved for a new home loan.

Happy 2010 and welcome to a new decade in lending!

Sincerely,

Cindy L. Krieg
Cell: 208-571-2051
Direct: 208-514-3170
5583 N. Glenwood, Garden City, ID 83714